Westlands
Medical Insurance Services in Kenya
Compare inpatient, outpatient, maternity, and chronic medical covers from Kenya's top underwriters. Get instant policy quotes and hassle-free onboarding today.
Child Medical Insurance
Comprehensive standalone pediatric health cover for children in Kenya. Includes inpatient care, outpatient visits, routine vaccinations, and pediatric emergency support.
SME & Corporate Medical Insurance
Custom group health schemes designed for businesses and staff retention. Covers employee inpatient, outpatient, optical, dental, and WIBA statutory alignment.
Family Medical Insurance
All-in-one health protection for parents and dependents under a single limit. Features maternity benefits, dental care, optical support, and chronic care management.
Medical Insurance for Seniors & Parents
Specialized healthcare plans for elderly parents and senior citizens up to 80+ years. Covers chronic illness management, inpatient admissions, and specialist consultations.
Affordable Medical Insurance in Kenya
Low-cost medical coverage options tailored for individuals, freelancers, and small budget setups without compromising access to quality healthcare networks.
Why Choose Our Medical Insurance Cover?
Oakman Insurance Agency partners with Kenya's leading health underwriters to deliver unmatched medical benefits and rapid claims settlement.
Expansive Hospital Network
Gain immediate access to top-tier private and mission hospitals across Nairobi, Mombasa, Kisumu, Nakuru, Eldoret, and all 47 Kenyan counties.
Flexible Installment Plans
Manage family or corporate budgets easily with convenient monthly, quarterly, or bi-annual premium payment options via M-PESA or Bank EFT.
Chronic Condition Support
Get structured coverage for pre-existing and chronic conditions such as hypertension, diabetes, and asthma following standard underwriter terms.
Dedicated Claims Assistance
Enjoy 24/7 emergency pre-authorization support, quick hospital discharge coordination, and personal account manager guidance.
Frequently Asked Questions
What is the waiting period for medical insurance in Kenya?
Standard illness coverage typically carries a 30-day waiting period. Pre-existing conditions, chronic illnesses, and maternity benefits usually have waiting periods ranging from 1 to 2 years depending on the chosen underwriter.
Can I buy medical insurance for my elderly parents over 65 years?
Yes. We offer specialized Senior Medical Insurance covers that accommodate new applicants up to 80 years old, providing vital inpatient and chronic condition protection.
Do your medical plans work alongside SHIF (NHIF)?
Absolutely. Private medical insurance acts as a primary or supplementary layer to Social Health Authority (SHIF) covers, giving you direct access to premium private wards and specialists.
How fast can my medical insurance policy be issued?
Once your proposal form is completed and initial payment is verified, your medical card and policy pre-authorization details are processed on the same day.
